Finworth Funeral Insurance provides innovative, reliable and affordable funeral cover solutions. Our standard benefit includes a predetermined amount of group funeral cover for the principal member, as well as their eligible spouse, children and extended family. We also have some additional value-add products and services that can be added to funeral policies – easily and without hassle!


Finworth Funeral Insurance is a financial services company  that provides affordable funeral cover. It  was found on the promise of delivering world class products and services to the clients. We have a management team of two, with over 10 years’ experience in the funeral Insurance (funeral cover) industry, our management worked both as sales agents and managers for various companies over that ten year period.


  • COVER UP TO R30,000

You can trust our group funeral cover solutions to provide exactly what people need when the worst does happen. When a death occurs, we believe that families should be allowed to grieve instead of worrying about the financial ramifications of the passing of their loved one. This is why you will find that our funeral cost payouts are prompt and we keep things simple. It is our mission to limit the burden left on those who’ve lost someone dear to them. We understand the importance of having peace of mind during difficult times, such as experiencing the death of a spouse, parent or child. Therefore we include extended funeral cover for families, so that the principal policyholder isn’t the only one protected.

What is a funeral cover?

Funeral cover is there to relieve the financial burden of the family when a loved one passes away. Our funeral insurance policy, offered specifically in Africa, ensures a cash payout within 24 to 48 hours of a death in order to cover the costs associated with a dignified funeral which offers friends and family the closure they need.

We offer cover not only for the principal member but for spouses, children and extended family too. We see all of our policyholders as real people with real responsibilities that need to be taken care of even if the worst happens.  

Can changes be made to my funeral policy?

Yes, you are welcome to make amendments to your policy, although they are subject to specific terms and conditions. One of these states that you are able to change or amend policy details within a 30-day grace period, which applies to both personal and group funeral cover in South Africa. 

You can add or remove dependents or extended family members, increase or decrease the amount of cover you require, and you can request to take out additional value-add products and services. For employers, you are able to add, remove or amend the employees who are receiving the group scheme funeral benefits. And you can add their spouses, children, parents and extended family onto the policy so that they have peace of mind that their family is covered for every eventuality

Frequently Asked Questions

Most frequent questions and answers

You are buying Funeral Cover that will pay in the unfortunate event that one of the lives covered on the policy passes away.

  • It is the time that you will have to wait before you can submit a claim on your policy.
  • If the death of an insured person occurs within the waiting period, the benefit will not be payable.
  • You and your loved ones covered under this policy will be covered for accidental death from the date your first premium is paid.
  • For death due to natural causes, there is a waiting period of 6 months (in addition, 6 benefit premiums must have been paid).
  • For death due to suicide or self-inflicted injury, there is a waiting period of 12 months (in addition, 12 benefit premiums must have been paid).

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The Policyholder has the right to cancel the policy and receive all premiums back within 60 days from the date of signature of the policy.