Give your parents the gift of dignity with quality funeral cover for seniors
Your parents are the foundation of your family – the first people to ever love, nurture and care for you, and give you the tools to build a life of happiness and success. With so much to be grateful for, it makes sense that you would want to look after them towards the end of their lives with the same care and attention that they gave you at the beginning of yours. And the best way to do that? With a funeral cover policy for your parents, designed to give them a dignified farewell, whether at the age of 65, 75, 80 or more.
Funeral insurance for seniors – what you need to know
If you’ve already started looking for funeral insurance for seniors or pensioners, you’ll have noticed a concerning trend. Most insurance providers don’t offer funeral cover for those over 65, and funeral cover for those over 70, 75 or 80 is almost impossible to come by. But why is funeral insurance for elderly parents so difficult to find?
The fact of the matter is that senior citizens are considered to be a high risk for insurance companies, theoretically being closer to the end of their lives than those in their 20s or 30s. As such, many insurance providers are unwilling to assume the risk of insuring pensioners over the age of 65, 70 or 80, as the cost of doing so would be substantial.
Of course while finding funeral cover for seniors can be a tricky task, there are a small number of insurance providers willing to offer cover to those over 65, 75, 80 and older – albeit for a price. While you may be lucky enough to find funeral insurance for your parents, what you will most likely also find are higher-than-average premiums – an attempt on the part of the insurance provider to mitigate the risk involved in insuring seniors. How, then, can you give your parents a dignified funeral when the times comes, while being able to afford the cost of doing so over the long term? The answer may be simpler than you think.
Give your parents the funeral cover they deserve with Finworth Funeral Insurance
At Finwoth, we believe that everyone has the right to a proper funeral no matter what age they are. That’s why our family cover is specifically designed to cater to all members of your family, from you and your spouse to your children, siblings, and of course, your parents. Whether your parents are over the age of 60, 70, or even 80, you’ll be able to add them to your family funeral insurance policy.
What’s more, if your spouse or partner is covered under your Sanlam online Family Funeral Plan, you’ll be able to add your in-laws to your policy as well, giving your entire family the coverage they need for a fraction of the cost. It’s by far the most affordable way to ensure your family is well taken care of – and, thanks to online purchasing, instant approval and no medical tests or paperwork, one of the most convenient too.
Now giving your parents the lasting care they need is as simple as requesting a free quote, or purchasing your funeral insurance online for instant cover. Whether your parents are 65, 70, 80 or older, you’ll be able to give them the funeral cover they deserve at a price you can afford – because at Finworth, we consider the opportunity to look after your parents just as much a privilege as you do.