OUR PRODUCTS

We provide a wide range of funeral cover products: Individual funeral cover, Family funeral cover, Extended funeral cover, Pensioners Cover from 66 to 90 years and more. Our products start with a cover of R5000 to R30000 with premiums from as little as R79.

Individual funeral cover

Let us help protect you from the financial impact of life’s unexpected events such as death, disability and critical illness.

 Each policy has its own contractual terms based on the individual policy terms and conditions. For more details about benefits, definitions, claims criteria, guarantees, fees, tax, limitations, charges, contributions/premiums or other conditions and associated risks, please refer to your policy document or speak to a our adviser. 

Family funeral cover

We are here to help in taking of you and your family from the financial impact of life’s unusual experience such as death, disability and critical illness.

Each policy has its own contractual terms based on the individual policy terms and conditions. For more details about benefits, definitions, claims criteria, guarantees, fees, tax, limitations, charges, contributions/premiums or other conditions and associated risks, please refer to your policy document or speak to us.

Extended funeral cover

Do you have extended family and wants to ensure it. We are there to help you and you loved ones even when there is no one to render you their help.

Our extended family funeral cover is designed to give you peace of mind. Finworth Funeral Insurance gives you an opportunity to cover you and  your extended family on reasonable costs. 

Pensioners Cover from 66 to 90 years

After roughly 45 years of work, you might deservedly be looking forward to kicking your heels up and enjoying your retirement.

Life insurance for over 65s can give you the opportunity to leave a gift for loved ones or settle any outstanding costs, like bills or funeral expenses. It may also offer peace of mind that your nearest and dearest are catered for while you enjoy your retirement.

At 65, there are two main types of life insurance available to you: term life and whole life.

FAQ

WHAT TYPE OF COVER AM I BUYING?

You are buying Funeral Cover that will pay in the unfortunate event that one of the lives covered on the policy passes away.

WHAT IS A WAITING PERIOD?

- It is the time that you will have to wait before you can submit a claim on your policy.
- If the death of an insured person occurs within the waiting period, the benefit will not be payable.
- You and your loved ones covered under this policy will be covered for accidental death from the date your first premium is paid.
- For death due to natural causes, there is a waiting period of 6 months (in addition, 6 benefit premiums must have been paid).
- For death due to suicide or self-inflicted injury, there is a waiting period of 12 months (in addition, 12 benefit premiums must have been paid).

THE COOLING OFF PERIOD?

The Policyholder has the right to cancel the policy and receive all premiums back within 60 days from the date of signature of the policy.

Will benefit premiums and benefits amounts increase over the years?

- If you are below 65 then benefit premiums and benefit amounts will increase automatically on your policy. Please refer to the Terms and Conditions on your policy document.
- These policy increases will stop when you turn 65. For other lives insured on the policy, their benefit premiums and benefit amounts would stop increasing when they turn 65.